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Thanks Alex9050, I agree with all of your points, and we are pretty savvy when it comes to a quick reno to add to rental yield or equity but not over-capitalising. We are trying to avoid negative gearing like the plague, but with a maximum of $370 to spend (above this we are neg- geared) it is...

Thanks Erica, I like what you said about handling high stress, I think that is something we do well. Do you have IP's in melb? What are people's thoughts on outer east like Croydon, Mooroolbark, Bayswater etc? Looks like sub-dividable blocks are all going for a very high price and are few and...

Pre-approval won't help you 'lock in' a loan before bub 3 comes along. If your circumstances change your pre-approval will mean nothing. When you actually apply for the loan, your current circumstances will apply, not what they were when you initially obtained pre-approval. Thanks BR. I didn't...

As a noob to investing with a lot to learn I have been pouring over this forum for months and have learnt and loved all the advice! My husband is a carpenter and we have spent the last 5 (had 2 kids in between) years renivating ou PPOR in croydon Vic. Our snapshot situation: Bought for $315k...