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Reply: 3.1.1.1 From: Steve Navra Hi HT, No, no, no! I am not suggesting a discounted rate - I am suggesting that if you calculate the average variable rate over a 5 year period, it generally works out to be between 0.5% and 0.75% less than the 5 year fixed rate for the 5 year period. (The...

Reply: 3.1 From: Steve Navra Hi Charlie, I would have to agree with Mark and Glenn and add that the 'CORRECT' time to buy will be based on the individual projects merits. In other words 'due diligence' is necessary. IF you are able to find a project where the 'numbers' add up (Value fits...