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One of the advisors I was suggesting....... DYMPHNA BOHOLT FINED FOR BOGUS CLAIMS Get-rich-quick spruiker and her fake testimonials. http://www.jenman.com.au/news_item.php?id=428 The Courier-Mail, which reported on the case this week, described Boholt as "one of Australia's...

Pinkboy - wouldnt want you as my advisor then. Leveraging into a cyclical property market with poor liquidity - recipe for disaster.

Of course personal responsibility is important but there are reasons why there are rules and regulations in place to protect unsophisticated investors. These include the NCCP, ASIC and other rules and regulations as well as common law. You only have to look at the NAB and CBA scandals to see...

Andrew, IMO and I am not providing financial advise the decision you take will come down to your personal circumstances and ability to service the debts. Will the residential property markets recover in the short term in Blackwater and Mackay? Again, IMO very very unlikely - Coal mining...