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or that :)

yeah, as above, if the house is vacant for more than 60 days, you must let your insurer know, and they must approve it, otherwise any claims will be rejected by the way, this is something to keep in mind for those who like to go on extended holidays if you are away for more than 60 days and...

by the way you might find that insurance won't cover this if they don't have a cover for malicious damage, which this is, insurance company might not cover it. the fact that most of the damage was done by fire doesn't mean that this is 'fire' insured event :)