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rather than guessing or asking us, you should call the insurer and ask them what's going to happen to your cover if the driver of your car is younger than the age listed on the CTP policy and has an accident. than you'll be 100% sure ;)

thats exactly what i said, CTP covers everyone involved in an accident but the at fault driver ;) People should always read the appropriate PDS to see what is and isn't covered. For example, this one CTP covers everyone's injuries but the driver at fault. it only covers driver at fault under...

that's cause young people are higher risk. with regards to LilSkater's response - CTP by default doesn't cover at fault driver anyway (with few exceptions). it's an optional cover on the policy which might be not available for under 25s. so check if the difference in price is because of that...