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Well.. settlement is scheduled for tomorrow! *woohoo* After much calling around with the original lender I was planning to go with, I ended up having to apply with CBA because I was becoming desperate for finance (my banking is with them so I didn't need all the other documents Ratebusters was...

Well... I don't know what I was really thinking anymore... :confused: I had some kind of idea that if I had a split loan with a portion fixed, that would help with regards to tax benefits when I rented out (it's possible that this unit will still be -ve geared by that time). Or instead of...

I will eventually rent it out, that's why I'm thinking it might be worthwhile splitting the loan. The ratebuster loan has a 100% offset account, and my plan was to salary credit the account so as to offset as much interest as possible. From what I can see, the loan itself has quite a number...

Found a decently priced apartment in South Western Sydney (Cabramatta) Put down a deposit yesterday, and now in the process of getting the necessary inspections done. :) Purchase price was $162.5k. Kitchen will need to be renovated (I'm hoping to get this into a nice and modern state for...