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I've read the threads but remain unconvinced. You can call me stubborn but I prefer "independent thinker". :D While interest rates remain "CPI+X%" (X approx 4) you pay as you go. Anything you "collect" later you've already "bought and paid for" so it is more like a "lay by". I guess it...

If PI141 is correct and you don't get a tax break in England, there would not be much difference that I can see. Res property here looks more like a tax scheme than an investment, especially as I do not believe debts "inflate away".

Yes but I do tire of our summers. The reason Key Largo looks attractive is that it is about 25 deg N while Townsville is 19 deg S. The tropics look to be about 23 deg N/S so I could handle the heat. In T'ville we are building terrible McMansion s' boxes. In Florida they build for the...

The thought that Jim Rodgers, Dr Doom and another who I don't know have predicted further collapse would prevent me from converting A$ to GB pounds. I'm interested in Key Largo, but only if I can borrow in US$.