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How much below 8.5% can you go and still make a profit on OPM when you pay 7% interest? The concept of property doubling every ten years has no appeal to me, and doubling every 7 years needs "selective data".

Do you have the runs on the board Bigtone? I mean broad scale, long term. 'Taint easy! If you can average 8% over decades, the the world is your oyster.