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Bump! We have a case of inexperience Lender and inexperienced Borrower :(

We do not have the illusion I think. We have supplied everything we could. But yes, I do understand that the Banks are the most prudent organisation you can deal with.

Thanx Brady:o

Thanx Jamie for the heads-up. Will do. A big thanx to this wonderful group too, for your understanding and your sharing to this very green newbie :):):)

Thanks, I understand now. It is a catch-22. We want our facility to be topped up so that we can buy IP and get some rental income, but how do we buy it if the finance is not enough?? We have 2012/2013. Accountant is doing 2013/2014.. another frustration because it's a new accountant since...

Definitely not. It's the way we've been stuffed around all these weeks. Since Day One he knows what we wanted, what we have and dont have. He could have told us first up that Hubby didnt have 2-year history and we will bugger off. We wasted so much time and effort. Thank you. I understand...

I suspect they are. How do I check this please? Sorry can you please explain? We prefer a top-up, not a separate loan (The amount is not large enough) I don't think we have given that the 'equity' is over $250k, and our loan balance is so low. How do I check this please? No

Thanks. I gather that now.

G?day. We are facing some dilemma and hope this knowledgeable group can shed some light. We have two loans with CBA: one home and one investment. Since they were created about seven years ago, the market values have increased to about $250k combined. Contacted CBA and was sent to see this...