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The bonus is paid once per year regularly during December, but the amount is varied, could be nil to several thousands, so let's say if this year is $5K and next year is $nil, how would the bank assess...:confused: Super.

The company has decided not to increase the base salary for staffs who have their salary at peak, instead, it pays them a bonus, vary each year. I have checked with the accountant, bonus is not considered as a regular income when the bank assess a loan (not 100% sure about this). I have...