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I think independent bakeries will do better in upper socioeconomic demographics, or inner urban burbs where people are more lifestyle centric. But you get into a price conscious area and they don't seem to fair as well. I shop in a high and low class shops, and the lower class independent...

I can buy today's baked bread from Woolies and IGA for $1 (tonight), and $1.50 per loaf for two loaves every day. The small bakeries with their $3.50+ loaves don't have a chance. The duopoly have an unfair competitive advantage in that usually they are key tenants on a seriously discounted...

Weg, that's the 6mth claw back from date of wind up, and is the death knell for many unsecured (and even secured) creditors. And don't ever try and get out of it. Twobob, being paid cash doesn't protect you. The only thing that will is your creditors not being wound up within 6 mths of their...

You mean too few Mercedes, i-phones, etc? Or too few properties? Brisbane properties went up by 23% in the 12 mths to 31/1/08. In the 12 mths to 31/8/11, they went down 6.7%. The number of properties didn't go down in 2008, nor up significantly in 2011. The population didn't go up a lot...

I think investors invest as a means to preserve capital value against inflation, especially asset price inflation. I doubt they understand they might have some causal role in asset price inflation. Maybe we need to ban inflation, once we work out what causes it. Central banks seem to think it...

If we enter a recession it will only be temporary Hobo. All we have to do is bring forward borrowings from tomorrow's productivity to spend our way out of recession, and into ever greater productivity. It's a failsafe positive feedback system, even when productivity is not increased...