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the frist time I ever did a cash advance was by accident, went to a local pub and withdrew $20, I either pushed teh credit button on the atm, or it didnt give me an option, man that following month was painful, I paid off $25 the next day thinking it was ok, got charged interest, paid...

That's EXACTly what happened to me a few years ago Put everything on cc Pay off every month Used to purchase lotto on card Then one day, bang, massive interest charge Got it waived, never bought online again Basically, many lotto tickets have been classified as cash advances...