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Being a property investor i find it ludicrous to take any advice from a commission driven sales rep who probably is still living at home and has no investment property experience who most likely for his qualification from a 6 month tafe course No thanks

That's classic I tend to avoid my local branch these days. I do some fairly minor banking. And they ask "would yiu like a credit cards limit increase" "yes" "Oh let's see what we can do for. ..............oh im sorry, that's a huge limit. ..... do you have any home loans? "Yes" " how...

Would you like to buy some steak knives? ??

Theyre very useful for making coffees, if theyre willing to. I usually ignore them once they start moving their lips