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what do you guys do for CGT payments nearing retirement/death? I mean if you have spent the last couple of years redrawing equity in say year 11 onwards, what would be the best way to pass on to your children ie if youve been refinancing from year 11 onwards and spending it on lifestyle...

yeah it does, so assuming you use it for lifestyle, and assuming your portfolio prior is neutral for example, you basically pay the interest rate from the mortgage for every bit you spend and your portfolio becomes negative, a bit like a low rate credit card, and when the rent rises the...

hey chris, dont take this the wrong way but do you consider yourself lucky in the cairns market? ie did you go in predicting the bottom or did you get a bit lucky, I see that some areas such as some of the highrises in qld going 10-20-30-40-50-60% below what they were at the peak, but im too...