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Well put oracle. LICs can also smooth out dividend payments from retained earnings. They are actively managed and not meant to be index trackers as such. You still have to be selective when picking LICs, they all have different objectives, investment styles/tilts and fees. Not all outperform...

True, but not in a post-GFC like scenario where the index tracks sideways.

Hi oracle, My shares strategy is based around dividends that can be used to provide a passive income for retirement, which means the dividends need to be fairly stable and grow above inflation. I find that with index funds/ETFs the dividends received each year can vary a lot, and the same...

Hi stumpie, That's a good question, I think it depends on your situation. If you still have some active income (eg. part-time work) or have a very large dividend income relative to your living expenses then I don't think this is such an issue. If you are planning to fully LOD, then having...

I also invest solely in the stockmarket now and with conservative gearing in my family trust, but only invest in individual stocks and avoid ETFs, LICs or index funds. My SMSF is also solely in the stockmarket, but without gearing. Have been doing this since I was 33 y/o. Better to get used...