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Thanks paul, yes its complicated. His name is on the loan and title but does not pay any mortgage. She will need to see an accountant. Thanks.

A friend at work has fully purchased an IP and pays all the outgoings and recieves all the rent into her bank account but needed some equity from her ex partner so they are TIC 50/50. (in response she gave him the house they lived in before they split hence why he agreed to the 50/50 split)...