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How do people here work out how much to fix? Never had to think about fixing before now. I currently have 100% offsets - Say if I have 5 loans and don't intend to break any of them for 3 years - should I fix say 4 and keep one still variable so I can place all extra fund into that offset?

You could get the monthly eStatements but if you want to have them exported to an excel sheet for example for accounting purposes it only goes back a few months. This is what I have found.

Westpac has been really good to me so far in term of loans. I also have loans with 2 other banks although I find them to be harder to deal with. I will try to spread around more.

Because Im not organised :P

Good idea Rixter, I will ring them tomorrow. I will threaten to take my business to CBA. I hate how I cant get transactions old than 3 months exported from Westpac online banking.

I have more than $2M of borrowings with Westpac... maybe I should ask someone else in Westpac...

I called my Westpac loan manager today and he said didnt know about the 3 year fix rate of 5.59% - he said he will go and find out.