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Brenda, I just thought of a few more Q's, I hope you don't mind. What are the major repair and maintenance costs you have been faced with and has insurance covered these? Are there some types of repairs and maintenance that come up on a frequent basis? What type of insurances do you...

Wow, my head is spinning from reading all this. We are just about to invest in property (made the decision about a month ago when we paid off our home), and it looks like we should have started years ago. You guys are so inspirational that it makes me feel like forgetting the research and...