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  1. Terry_w

    LOC vs Loan Offset

    paying into a loan doesn't really affect things it is the withdrawal that effects. If you withdraw and park it there should be no extra interest incurred. You then place it back in and withdraw it from the loan = new borrowings. What this withdrawal is used for will determine dedutibility.
  2. Terry_w

    LOC vs Loan Offset

    Yes, mixing is certainly an issue and was so for Domjan. I would still advise clients to avoid the parking bit too as once it is parked it is technically no longer borrowed money once it hits an offset. However it is not always possible, especially with small increases.
  3. Terry_w

    LOC vs Loan Offset

    borrowing and investing - no direct connection. Look at Domjan's case.
  4. Terry_w

    LOC vs Loan Offset

    My view is that this is dangerous.
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