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You do not need to cohabit to fall under the definition of De facto

I agree completely. There is not really much you can do other than the above. Just accept that entering a relationship could result in a break up at some stage and then that could lead to a property settlement and you could 'lose' part of your assets. Same principles apply to male or...

no........

Generally trust held assets can be 'attacked' by the family court. However there is one recent case where a spouse failed in their attack of the family trust because the trust was controlled by the other spouse's mother. Complex law and you will need to seek advice from a family lawyer.