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Just tell the lender no crossing and make sure when the paper works comes that each loan has the appropriate security. If not then ask them to redo it. Worst case you settle and fix it later. Should be low risk if you have low LVR and don't foresee financial difficulties. Not sure what you...

It can be done without crossing securities, but don't trust a lender. Keep it simple and keep your PPOR at the existing lender and just increase the loan amount. Keep in mind you will have a tight time frame.