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Joe, I see 2 issues 1. One spouse may suffer credit impairment 2. Servicing, since joint and several liability if one spouse later tries to buy on their own or guarantee a trustee loan (etc) then they will be assessed on the total debt of all the joint loan, but only get the benefit of...

Check out the articles in my first few newsletters on ownership structure. I generally prefer not to jointly own property. http://www.loan-experts.com.au/article/

Focusing on tax often means all the other areas that need considering don't get considered. Land tax is often a biggy that is overlooked. buying in one name, or even both names has estate planning implications too. The owner of the property can sell, mortgage, gift or will their property...

You must distinguish between ownership and loans. Could be A owning with A on the loan or A and B on the loan. income and deductions fall into the hands of A. If A and B owners both must be on the loan and income and deductions will be shares as per legal ownership percentage. many other...