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This would probably be the best suggestion so far - as long as properly documented and transacted. Son can later refinance when he gets a job.

Think about this. Will it be him buying a property with your money? What are some of the legal issues? He would be owner. Would it be his property or him acting as trustee for you? What if he 1. dies 2. bankrupt 3. family law 4. incapacity 5. sells it 6. mortgages it and uses the...