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  1. Terry_w

    Torrenting Possible Fines

    That doesn't make sense to me. you filed a claim (on a matter before a higher court??). What did it hit their credit file as?
  2. Terry_w

    Torrenting Possible Fines

    I am a lawyer and disagree that someone can put a court judgment on your credit file without a 'judgment' by a court. logically impossible. A defense can cost a lot, but a defense is only needed if someone actually sues you - which is way beyond a letter of demand.
  3. Terry_w

    Torrenting Possible Fines

    This is just silly! Someone would have to sue you and win for a court judgment to go on a person's credit file. Issuing a letter of demand is just a step in the general direction. They would the have to commence proceedings by issuing a statement of claim and paying court fees. You would then...
  4. Terry_w

    Torrenting Possible Fines

    But can you download without seeding?
  5. Terry_w

    Torrenting Possible Fines

    But you are comparing a civil matter to a criminal matter. You can sue anyone for anything - or at least commence proceedings.
  6. Terry_w

    Torrenting Possible Fines

    You would have to defend yourself or pay what they are asking. you may have a good defense I imagine it could be very costly for you to prove this. I would be very worried about this - students generally have no money for you to recover from.
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