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Ok, here are 2 examples from different aspects - estate planning and asset protection. 1. Nathan dies, wife inherits automatically. Wife remarries... 2. Nathan and wife die on an aeroplane crash. Nathan is older so wife inherits for a microsecond and property passes via her will or intestacy...

Not enough information. Getting sued is certainly possible and the likelihood of being invovled in contractual disputes increases the more contracts you enter - including loan agreements. Bankruptcy is unlikely, but if you are sued and lose then you don't want to lose all the wealth built up...