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I think I will need to upgrade to the diploma sooner or later. Not that it means anything. I will wait until it is necessary though as you wouldn't learn much by doing it.

I don't need a diploma, I've got a masters of law! When I joined both had the cert iv as a requirement but I just don't like the way the MFAA goes about things so I joined the lesser of two evils.

I am a broker and I chose not to join the MFAA, but instead join the rival FBAA.