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Ah, so you want $50k plus a PPOR fully paid off. Have you ever lived in one of your investment properties? Just thinking for CGT purposes. Would you ever want to live in one of them? Probably still possible to generate the income wanted within 5 years, not sure about the PPOR being...

You are nearly there. You have $30k in passive income from the properties and dividends from the shares of about $3,000 pa (guess). So you only need another $17k pa in income to get to your goal. to get this you could save up another $340,000 into your offset which could take you about...