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Assuming there are no special conditions or guarantees. Another option if purchasing as a couple is to contract in one name only and add the other before settlement. If it goes down only the contracting party may be liable. Check with your solicitor for stamp duty issues.

RPI of this forum is a QLD property lawyer.

Get a new lawyer. No one is going to give you a finance clause on a 2 year settlement. No bank is going to give you approval either, until just before settlement is due. Consider the risks involved. Consider the opportunity cost - of waiting and not buying anything in the meantime because...