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  1. Terry_w

    Beginner question, regarding finance!

    Easy, you keep a list of expenses! Set up an excel spreadsheet and track expenses as you go along.
  2. Terry_w

    Beginner question, regarding finance!

    IP payments would come out the offset. This should be attached to a PPOR loan rather than an investment loan as you will save tax.
  3. Terry_w

    Beginner question, regarding finance!

    Better to have all rents etc paid into a 100% offset account attached to your home loan as this would save you more non deductible interest.
  4. Terry_w

    Beginner question, regarding finance!

    Best not to use your cash for the next one as that will mean more non deductible interest when you buy your PPOR. Set up a LOC on the first one if enough equity. If not then consider some strategies to use your own money with affecting the deductibility later.
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