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These are questions for your broker. Dont know off the top of my head and since I am not making any money out of it...

I think they used to, but just checking my broking software and it seems min 40sqm. But look into it further..

Have you looked into Wide Bay Australia?

1. I doubt it 2. A few 3. No 4. Yes Why not consider partially variable and an offset against this with the rest fixed. Also how much will you have in this offset? Perhaps interest rate won't matter too much.