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  1. Terry_w

    Offset account vs partial repayment- Newbie doubts

    CGT doesn't normally apply to the main residence.
  2. Terry_w

    Offset account vs partial repayment- Newbie doubts

    Check with your accountant, but once you buy it the property is no longer new. If you are constructing it may be different.
  3. Terry_w

    Offset account vs partial repayment- Newbie doubts

    What does EMI mean? And why would there be GST if you sold in 5 years? Only new residential property would have GST on it and only at the first sale - if you are buying that is the first sale.
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