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Sole traders are getting sued everyday of the week. Just have a look at some of the court lists - especially builders and tradesmen. All insurance is a waste of money, until you need it. It is a must have, but hopefully you will never need it. And check what the insurance will cover. If you...

David When you ring your accountant I hope you don't ask "hi how are you?" as that would leave you just 3 more questions. Having a company is the most important part. You (as trustee) will be entering contracts which carry risk. Any dispute may result in you being sued and all your...

Some of it seems to be financial advice and some tax advice. It is a how long is a piece of string type question - it all depends on what the trust is undertaking, how many investments, what sort, what advice etc is needed.

A perccentage is unusual and I have never seen a firm that charges like this. Most tax firms charge fixed fees for the trust tax return plus an additional fee per property owned or CGT schedule etc.