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LMI was just an example. But my point is that you don't know what you don't know. I used to do my tax returns myself work out my refund and then submit it to the tax agent to do and they always found enough extra to justify their fee. This was good practice and hellped me learn about tax...

Yeah right! While mathematical skills are not needed how is your knowledge of tax law? Is there are splash screen which says 'don't worry if you forget to claim something we will tell you about it, bro!'? e.g Many forget to claim LMI on investment properties - especially in one hit...