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Of course it matters. What about the non loan aspects

Not sure what this means exactly, but with spouses the loan can be in both names with just 1 on title.

I generally advise clients not to buy 1%/99%. I can see only negatives such as you will always be required to be on the loans, even when your income is nil. this just doubles risk. You can control the property by lodging a caveat and will have equitable remedies if your spouse leaves it to...

No, the legal system in Australia recognises each person as a distinct separate legal person. If a wife goes bankrupt the husband's assets in his name are generally safe for example. In some countries this isn't the case - Japan for example. With loans it is because of the way the contracts...

1. yes Splits can be changed and only finalised on the transfer 2. yes, but need to finalise quick. 3. All borrower liable for whole debt, both jointly and own their own.for the next loan applied for the whole debt will be factored in (one or 2 lenders will consider assessing you on your...

One on title 2 of loan is possible for spouses.

This has far reaching effects! Buy in your name - you go bankrupt lose and could lose whole house. You die - leave to whoever you want, including testamentary trust You go insane - who will have the power to deal with it You divorce - could still loose half to wife Servicing - both can...