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I like Julia's idea, but do not think it is as flexible as the HDT. With the HDT, these can be inflexible early on, but can revert to a DT later giving the full benefits of asset protection and tax reducing capacities.

I have read the ruling, but cannot get my head around it at this stage. But, it does seem that the deed in the private ruling is not a MGS deed. I compared the paragraphs mentioned in the ruling to one of MGS's deeds and they don't match up.