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The pay out figures can and do change, especially if there are fixed loans involved. Also it may be that it went over too long and they needed to add interest etc - or it could just be a stuff up. The can't really approve the loan without checking the trust deed - now they put the onus on...

I would suggest you attempt to unravel the cross collateralisation with St George. You can stay with them or leave. It may be easier to leave, but you should be able to stay and just request a release of security - tell them you are selling the properties in the near future maybe. It is very...