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Big cost. Lawyers, loans and taxation.

It would be easier, but you would also lose all flexibility. Eg. After the death of Macca, what is to stop Mrs Macca's new boyfriend getting his hands on 'your' property? She could for example leave all her property to the new partner thinking he will take care of the children of Mrs Macca as...

Macca Thats a subjective question that only you could answer. Why would you consider this? Off the top of my head I would say the changing of the title would probably be stamp duty exempt as long as you are not changing ownership percentages.

Well, do you want your share to automatically go to the survivor of your partner if you die or do you want to be able to chose who it goes to via your will? If it forms part of your estate and goes via your will then this share will be at risk if your will is challenged. If it is not in the...