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No worries I use iBank, which is Mac only

We have a 'free' 30-day interest free CC as part of the ANZ 'Break free' package, so we use it for all IP expenses and pay it off at the end of the month. (Just means the money can stay in the offset account a little longer) Mostly convenience, but it came as part of the package. The IP CC...

1. Rental Income goes into PPOR Offset Account (along with all other income) 2. All loan (PPOR and IP) interest charges come out of Offset Account 3. PM fees (And some minor repair charges) are deducted from Rental Income by PM 4. Insurance, Rates Body Corp, large IP repairs etc. are...