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Hmm kind of in between brokers ATM although iam looking to purchase a property very soon. Could I get a broker to do the haggling before the application or would it work better during the application? Thanks

Hi everyone yes I dealt with them recently about a month before the last ir cut... hmm some of them are line of credit which is why they told me I couldn't get further discounts across all of them. Definitely going to go where its cheaper I want to retire as soon as possible :-)

What!!! I've got $1.3 mill with St George at 74lvr and I'm on 4.54 stupid dragon