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Yes, that was me at the start of seeing the light (Jan's Somers Book). Wanted to be the biggest. But I am lazy, sort of. And I dont like stress. So we did what was comfortable for us but with a fair bit of risk at the start. That risk subsided when we realised that this is the way forward so...

That's it. been there done that, (well not quite as hopeless) and I was worried sick the whole time. Got off that train pretty quickly and onto the plane and now no worries at all.....except for dying. So, bucket list is front and centre. All good planning for the future, I know, but...

What are SS people worried about? havent you got a plan? Risk mitigation etc? You are investing which shows you are going/to be alright, no? Those folks appear to be happy but would you be happy with a hangover 4 days a week and the threat of poverty hanging over your head ? You lot have no...