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Thanks Rick, So for servicing...your lenders take 100% rents as income or 80%...? Are your lenders tightening up at all considering the credit squeeze is on...?

Looks great.... So, in yr 11 you must have #1 paid off then...? How servicing the drawdowns...? rent covers all debt...as no other income being 'retired'....? So in your yr 9 now...are your IP's +ve...? many Q's....