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+1 to what DaveM says above. ^^^ Easy peasy no excuses.;)

So banks and big biz get to benefit from this as a standover to payers, yet if I invoice you and you dont pay me, do I get to black mark you...? No... well, yes but not so easily. Will cost me more than the invoice on almost all occasions. :rolleyes: However, I do agree that good payers should...