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My wording slightly incorrect, the bank sends the vauler out when they receive the final claim so the house is all but finished. The clients meanwhile have everything organised to move into their new home and have been waiting months for this so at this stage they are pretty anxious for...

Things have certainly turned for the worse in the buidling industry, we have been warned that people will be losing their jobs probably next year unless things change. Also, I have been told that banks are valuing properties just before completion and as they are valued at less than the loan...