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Ours is on an "agreed value" - to 70% of salary. Cheers, The Y-man

This post reminded me of something: get your insurance in place BEFORE you develop any long term issues (eg diabetes, heart conditions, high blood pressure etc). Once you are diagnosed with these, you will either be rejected or at best suffer 100%-150% loading on your premium, along with...

Generally for workplace injury, it will be in the realm of Workcover. Income Protection Insurance however may top up and/or extend the level of cover. Workcover does not hoewever cover for injuries sustained outside of work, and this is where income protection becomes important. Check with...