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Here is my experience with these things: 1. if you decide you are paying too much, and decide not to go ahead, despite the bank valuation coming in ok, etc, etc, you will discover that you will not be able to find another unit in that price range again, and forever beat yourself up "for...

You scared everyone, becasue they thought you meant the bank valued the property at 76% of the purchase price. From what you are saying, it seems like the bank has valued it at $336k (correct?) As to value - the only way you can tell is to see what other properties have sold recently (say in...