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Does it make it easier for you if we just called it a "redraw" (although technically not the same)? Let's start backwards. Say you had a loan for $50k @ 5% interest. You paid interest on the $50k as normal ($50,000 x 5% / 365) = $6.84 per day. You had some cash so you paid off $30k...

:confused::eek: I get $205 ..... The Y-man