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That's ok, but you can keep your options open by getting a 30 year loan with offset, so that you can effectively "pay it off" and pay no interest, but still have it available to draw down on. Remember to that you can do a security swap on loans, so if yo move, you don't necessarily have to...

Ok, your questions are mainly going to be around fees, fees and fees (ongoing, early exit, etc etc etc etc ) Cheers, The Y-man

Ooooo.... where to start.... Is it for your own home or an investment property? Why a limit of 10 years? Cheers, The Y-man