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Hi Prop, Sorry for the delay. Never really thought about this, so I've gone through my purchase contracts, and I believe you are absolutely correct - the single level towwnhouse/units with a common drive way is merely title lot x of subdivision plan xyz, whereas my apartments are Strata...

Prop, In many unit developments in Victoria (this is Victorian speak for what other states call "townhouse" developments), it is often the case that only the common drive way is under owner's corp, and so the only insurance the owners corp has is public liability on the driveway. So for...