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Incidentally, duplexes (2 lot sub div) does not need insurance on the common property in Victoria...

Actually.....not with townhouses/villa units I own in Victoria (not sure if same in Qld and various individual cases) - unless it's and apartment, the OC insurance only covers the common areas as defined in the plan of sub-div - typically a common driveway. The buildings and everything else is...

Hi simiotech, A unit as in a townhouse/villa unit type thingy, or a unit as in apartment/flat thingy? The Y-man