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Subject to finance has pretty much NOTHING to do with pre-approvals. Finance pre approved simply means they'll lend you money IF the propoerty stacks up etc. Subject to finance means if the bank won't lend you money, your don't have to buy. BIG difference Will. The Y-man

That's a bit scary. Common if you were buying OTP, but unusual in an established one. Hope it all works out ok for you. The Y-man